Turn Rent Collection into a Revenue Stream
Your platform processes rent, maintenance invoices, and vendor payments at scale. Every dollar of that GMV is a basis-point revenue opportunity. PayNestio embeds directly into your billing layer — sub-merchant onboarding for property owners and vendors, multi-party split settlement per transaction, and automated 1099-K filing for every contractor paid through your platform. No money transmission license required on your side.
Property management payments are high-volume and high-complexity
Multi-party rent settlement
A single rent payment needs to split: net rent to the property owner, management fee retained by the platform, maintenance reserve funded, late fee allocated. Standard payment processors require custom split settlement engineering for this transaction model. PayNestio's settlement engine handles multi-party splits natively with configurable rules per property type.
Vendor and contractor 1099-K volume
Maintenance vendors, landscapers, and contractors paid through your platform all count toward IRS 1099-K thresholds. Tracking and filing for dozens or hundreds of vendors is an annual compliance burden without automation.
Vendor sub-merchant onboarding
Every maintenance vendor and contractor paid through your platform must be onboarded as a sub-merchant with KYC/KYB verification before receiving disbursements. Property management platforms rarely have the compliance infrastructure to run this at scale without adding dedicated headcount. PayNestio automates the verification waterfall under your brand.
Payments that match how your platform bills
Multi-party Rent Split Settlement
Route net rent to property owners, retain management fees, fund maintenance reserves, and allocate late fees — all in a single automated settlement pass per transaction. Configurable per property or property type.
Vendor 1099-K Automated Filing
Track every vendor and contractor payment through the year against IRS 1099-K thresholds. Generate forms for qualifying sub-merchants in Q4 and file electronically with the IRS — covers every payable party on your platform.
Vendor Onboarding KYC
White-label onboarding for maintenance vendors. Identity verification and bank account linking without leaving your platform's interface.
Reconciliation Reports
Daily settlement reports per property, per owner, and per vendor. Export-ready for property accounting integrations.
Every rent payment processed through your platform is an opportunity
PayNestio captures the bps on every transaction your platform already processes — rent, maintenance invoices, vendor disbursements — without requiring your team to manage money transmission obligations.